Financing Resources

Rollover business financing is a method of small business funding that uses your 401(k) to provide startup capital for your new business. It’s a popular alternative to traditional loans because it isn’t a loan at all—a ROBS, or Rollover for Business Startups, uses money that’s already yours. Does your credit history affect rollover financing for…

New business-owners often take out loans when starting up their small businesses. In fact, in many cases, these forms of funding are essential to getting one’s dream off the ground. However, if you’re not careful and you take on more debt than you can handle, multiple loans can put you in a difficult financial spot.…

To start your business off on a strong foundation, you’ll need adequate startup capital for all those initial costs. The SBA (Small Business Administration) can help you get approved for loans from banks and other traditional lenders. But what ultimately determines that dollar amount? Here are five factors that determine your approved business loan amount.…

When you obtain a business loan, you’ve got the capital to get your business off to a strong start. It’s exciting! But before you sign all that paperwork, read it over in its entirety. Look out for these hidden business loan fees before applying. Application Fees When you fill out a business loan application, your…

Sometimes the biggest obstacle to pursuing the dream of a new business is funding. If you don’t have enough capital, you’re done before you can even start. But there are diverse ways to apply for and receive money toward growing a new business venture. Bank loans are one way, but those come with fees, interest,…

Financing a small business takes a lot of capital that many people don’t have immediate access to. Whether they need to purchase equipment, real estate, cover certifications, or pay for employee training, small business owners face numerous challenges getting their company off the ground. Traditionally, prospective business owners attempt to find financing through business loan…

Starting a business requires a lot of capital to get operations off the ground, whether you’re securing equipment, paying salaries, or purchasing real estate. Not everyone has the money to pay for everything out of pocket, which makes it essential to seek out business loans and other financing options. One popular method of new business…

When you need to finance a business venture, there are several different routes you can take when it comes to funding. Some are riskier than others, and each has its benefits and challenges; you need to know the difference between SBA vs. conventional financing. Being aware of the difference will better inform your funding decisions…

Establishing a new business can cost hundreds of thousands or even millions of dollars—money that not a lot of individuals have to invest on their own. Because of this high barrier to entry, it’s essential that you know the three types of financing options for your start-up business. Each one of these can offer a…