Small Business Loan Services

At Pango Financial, we’re here to help you get the most out of a small business loan. We have innovative small business loan services that can match the needs of your company, as well as the needs of your employees. This is the perfect solution so you can look forward to building a protected future for everyone.

At Pango Financial, we don’t require you to choose a plan that requires you to go into debt just to receive a loan. By choosing this, we work to avoid the major downsides of debt financing.

What is Debt Financing?

“Debt financing” and “loan” typically go hand in hand. When a business or individual looks for a loan from a lender or creditor, this is typically done by receiving financing that the business or individual needs in exchange for a promise to repay the owed amount over time, as well as the interest the lender charges you for their services. This is the major way in which a lender makes a profit for their capital crediting services they provided you. These often include a very structured repayment plan with consequences for missed deadlines.

Pros and Cons of Debt Financing

In choosing debt financing as your option for a small business loan service, you still get to keep control of your business, whereas with equity financing you must give up part of your company or a percentage of shares to receive funding. As long as you continue to repay your loan on time, there aren’t bad consequences. However, in the long run, you may end up paying much more than what your loan originally cost you with included interest.

How Pango Financial Can Help

Pango Financial takes an innovative approach to small business loan services that don’t require the need for debt or equity financing. Rather, by using our DreamSpark programs, if you have sufficient funds, you can use your 401k or other eligible retirement funds as capital to be used within your business. This means you invest in your business as well as your own future at the same time.

For more information on our DreamSpark small business loan services, contact us today. We’re happy to help get you set up