Online Business Startup Funding

New or existing online business funding

If you’re concerned about the high costs and risks of launching a brick-and-mortar business, consider basing it online—and financing it with our 401(k) Business Financing DreamSpark Plan. We provide access to a variety of small online business startup funding options.

Online business startup funding through DreamSpark® offers a unique opportunity to leverage your existing assets in a smart and efficient way. This approach mitigates the financial strain often associated with securing ecommerce business funding and accelerates your digital venture’s launch. With our guidance, navigating the myriad of funding options for a startup online business becomes straightforward and less daunting.

What makes our DreamSpark^® plan so attractive

• DreamSpark^® plan provides flexibility to use your own 401(k) or other eligible retirement funds as working capital—instead of someone else’s money.
• Use of your retirement funds is tax-deferred and penalty-free.
• There’s no nerve-wracking application process, no interest to pay, and no arbitrary repayment schedule.
• Our online small business funding experts provide all the back-end support you’ll need.

What makes online startups so attractive

Depending on the specifics of your business, you can enjoy numerous potential advantages over a brick-and-mortar operation with online business startup funding:

• Lower upfront risk, including the expense of securing and building out a customer- or client-facing location.
• Lower operating, staffing, payroll and benefit costs, because you’ll likely need fewer employees to operate.
• Faster, easier setup, so you can be up and running in less time. Some online businesses can be operational in an afternoon.
• More nimble operation, so you can pivot quickly to accommodate shifts in consumer preferences and market conditions.
• 24x7 connectivity, so customers, clients and prospects can always reach you.

Getting started with an online business

First, decide which online platform you'd like to use. With fewer barriers to entry, existing platforms like these can help you monetize your idea quickly:

• Amazon Small Business
• Walmart Marketplace
• Alibaba
• Etsy
• Shopify

Securing online business startup funding doesn't have to be expensive or require a lot of risks. Call Pango Financial today, 1-855-949-7264. Our online business funding experts can explain your options, help you get your dreams funded and your business off the ground.