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Information provided by Pango Financial® should not be considered as legal, accounting, or tax advice. Pango Financial® is not a lender, fiduciary, trustee, or financial or legal advisor, and Pango Financial is not responsible for selecting the design of the retirement plan, investment offerings and investment direction. Retirement plan fiduciaries and trustees — not Pango Financial® — are responsible to customize each plan to meet the needs of the employer and the participants. Legal, accounting, and tax advice should be obtained directly from an accountant or attorney if deemed necessary.

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